ADT® Authorized Dealer Serving Wichita Falls & Surrounding Areas
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September 08, 2026

Does Home Security Reduce Insurance Rates In Wichita Falls?

Absolutely! Most insurance companies provide discounts for home security systems in Wichita Falls, typically ranging from 5 to 20% depending on a few different variables. Savings can differ quite a bit according to where you live, the type of system you install, and the carrier. See how to enjoy the most savings while giving your loved ones exceptional protection

Why Do Insurance Companies Offer Home Security Discounts?

Security systems reduce the risk of break-ins, which means there’s a lower chance the insurer will be faced with a covered claim. When you have monitored smoke detectors, water sensors, and CO sensors linked to your security system, the potential for damage due to flooding and fires goes down as well. You’re helping the insurer by decreasing their payout risk. For this reason, they’re willing to offer a premium discount.

What Wichita Falls Home Security Systems Qualify For The Largest Discount?

Of course you want to maximize your savings. Here’s how:

  • Get a monitored system. Professional monitoring is best for your family, and it’s often required by insurance companies to qualify for a discount. Get the added protection you need and save some money to boot.

  • Include monitored safety alarms. Chances are you’ll earn even more savings by minimizing the risk of damage as a result of fires, carbon monoxide leaks, and flooding. Having your smoke alarms, water sensors, and CO detectors professionally monitored also supplies your family an invaluable backup during emergencies.

  • Opt for a complete security system. Choosing a full-featured defense with indoor and outdoor cameras, contact sensors, motion sensors, smart locks, and more, will be looked upon favorably by the insurance company and likely bring a bigger discount.

Adding a video camera on its own won’t automatically qualify you for a discount. Keep in mind that your system will need to be monitored. 

Tips For Getting Your Home Security Insurance Discount In Wichita Falls

The first step to getting a discount on your premiums is to contact the insurance company after installing your home alarm system. They’ll need to view documents such as a certificate of installation or a monitoring contract. Leading home security companies like ADT frequently work with insurers and can help with the needed documentation.

ADT Systems Check All The Boxes For Insurance Discounts

If you’re looking for the best defense and an insurance discount, choose an ADT security system in Wichita Falls. Featuring the most extensive monitoring network in the nation, ADT provides the best in 24/7 professional monitoring. You’ll also enjoy access to multi-layered systems with surveillance cameras, smart locks, environmental alarms, and more.

How Much Could You Save? Build Your New ADT System In Wichita Falls Today

The real perk of ADT home security systems is the exceptional protection they provide for your Wichita Falls family. Getting a discount on your home insurance bills is a nice bonus. Build your new system today by contacting the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (940) 217-5181 or complete our form on this page.

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